When you think about savings, you probably think about a savings account. Although it is a reliable option for the safe storage of your money, it is not always the smartest. Gone are the days when 10% of the shares were offered. The current average return is 1.4% per year. […]

Banks and credit unions usually seem similar from afar. The two offer financial services, such as checking accounts and loans. But are quite different from each other. Wondering what is the difference between credit union and bank products and services? While these two institutions offer many similar products. There are […]

Financial independence is important throughout your life. While you may be stable financially in your working days. There is also the need to plan for your retirement days. A Traditional IRA or a Roth IRA can come into play. For many citizens, in this country those guaranteed pension plans are not […]